ZERO TO HERO (90 day challenge)

ZERO TO HERO

THE 90-DAY EXECUTION CHALLENGE 🔥

SAME PEOPLE. DIFFERENT RESULTS. IT STARTS WITH YOU!

Presented by SUNSET MONAE × MANSA MAHATHA

90 DAYS. REAL EDUCATION. PRACTICAL STRATEGY. CONSISTENT EXECUTION.

Your current financial position does NOT have to be your final position!

Are you tired of being denied credit? Confused about negative accounts appearing on your credit reports? Wondering whether financial institutions have violated your consumer rights? Or simply ready to learn how to build a stronger financial foundation?

WELCOME TO ZERO TO HERO!

This is a 90-day online financial education experience designed to help everyday consumers understand their financial position, identify potential reporting errors, learn their rights, and develop practical strategies for financial improvement.

We’re not just teaching information. We’re building understanding, structure, accountability, and the confidence to take informed action.

Whether you’re starting from scratch, rebuilding your financial knowledge, or preparing to acquire assets, this challenge is designed to help you take the next step.

🚨 FIRST — JOIN OUR FREE INTRODUCTORY WEBINAR!

FRIDAY, OCTOBER 23, 2026

9:00 PM – 10:30 PM Eastern Time

LOCATION: LIVE ONLINE VIA ZOOM

Before our official 90-Day Execution Challenge begins, we’re hosting a FREE introductory webinar!

This is your opportunity to meet your instructors, Sunset Monae and Mansa Mahatha, and get a complete introduction to the upcoming program.

During this FREE session, we’ll cover:

• What ZERO TO HERO is all about.
• The mission behind the 90-Day Execution Challenge.
• What participants can expect to learn over the 90 days.
• How our weekly online classes will operate.
• The educational tools, assignments, and resources participants will receive.
• How we’ll approach consumer credit reporting, financial rights, documentation, and financial positioning.
• How students can prepare for the November 14 kickoff.
• A LIVE Q&A with both instructors!

THE OCTOBER 23 WEBINAR IS COMPLETELY FREE!

Attendance at the free webinar does not require purchasing the 90-Day Challenge.

📅 OFFICIAL CHALLENGE BEGINS NOVEMBER 14, 2026

FORMAT: 100% ONLINE — LIVE VIA ZOOM

You do not have to travel anywhere to participate!

Join us from your home, office, or anywhere you have a reliable internet connection.

YOUR ENROLLMENT INCLUDES:

✅ Approximately 13 weekly live Zoom classes

✅ 90 minutes of education per session

✅ Interactive discussions and LIVE Q&A

✅ Step-by-step educational exercises

✅ Weekly action assignments

✅ Financial education worksheets and resources

✅ Accountability and progress tracking

✅ Access to ALL class replays at no additional charge

Miss a live class? No problem! Your enrollment includes access to the class replays so you can review the material.

🔥 WHAT WILL YOU LEARN?

1. HOW TO CHALLENGE NEGATIVE ITEMS ON YOUR CREDIT REPORT

Your credit report tells an important part of your financial story. But what happens when that story contains inaccurate, incomplete, or outdated information?

Inside ZERO TO HERO, we’ll explore:

• How to obtain your Equifax, Experian, and TransUnion credit reports.
• How to read and understand the information being reported.
• How to identify potentially inaccurate negative accounts.
• Collections, charge-offs, late payments, and repossessions.
• The Fair Credit Reporting Act (FCRA).
• Understanding the dispute and reinvestigation process.
• When inaccurate or legally impermissible reporting may require correction or removal.
• How to organize supporting documents and track your progress.

THE OBJECTIVE: Learn how to identify and challenge reporting errors using established consumer rights and procedures.

Accurate negative information cannot simply be removed because a consumer disputes it.

2. HOW TO IDENTIFY VIOLATIONS & UNDERSTAND YOUR RIGHT TO DAMAGES ⚖️

Did you know that certain violations of federal consumer protection laws can create a legal right to monetary damages?

We’ll explore:

• Understanding your rights under the FCRA.
• Responsibilities of credit reporting agencies and information furnishers.
• Identifying potential reporting and reinvestigation violations.
• Understanding actual damages and statutory damages where authorized by law.
• When punitive damages may be available.
• How documentation can help establish financial harm.
• Understanding the difference between a potential violation and a legally supportable claim.
• When professional legal assistance may be appropriate.

THE OBJECTIVE: Help you understand when consumer protection laws may provide remedies and how to recognize the evidence relevant to a potential claim.

No damages award or financial recovery is guaranteed.

3. 💰 SHOW ME THE MONEY!

UNDERSTANDING YOUR FINANCIAL RIGHTS & POTENTIAL RECOVERIES

It’s time to learn how to ask better questions about your financial accounts.

Topics include:

• Understanding account balances and transaction histories.
• Identifying potentially improper fees and charges.
• Recognizing possible overpayments and uncredited refunds.
• Understanding account statements and accounting requests.
• Learning how to request relevant financial records.
• Identifying documented discrepancies.
• Understanding when financial or legal remedies may be available.
• Developing stronger financial decision-making habits.

THE OBJECTIVE: Learn how to examine financial information, identify potential problems, and understand the legitimate processes available for addressing them.

4. UNDERSTANDING CONTRACTS & CONSUMER RIGHTS

Contracts play an important role in financial transactions.

Learn the fundamentals of:

• Reading important contract provisions.
• Understanding interest, fees, and payment obligations.
• Recognizing default and acceleration provisions.
• Understanding documentation and recordkeeping.
• Identifying questions to ask before signing an agreement.
• Understanding the distinction between legal and equitable remedies.

5. ASSET ACQUISITION & FINANCIAL POSITIONING

Let’s talk about preparing for ownership!

Explore:

• Understanding credit readiness.
• Financial preparation for vehicle and home purchases.
• Budgeting and responsible borrowing.
• Understanding lending requirements.
• The importance of contracts and ownership documentation.
• Building practical financial goals.
• Creating a personal action plan.

THE OBJECTIVE: Develop the knowledge and habits necessary to make better-informed financial decisions.

🧠 THIS IS AN EXECUTION CHALLENGE — NOT JUST ANOTHER COURSE!

Information alone doesn’t create progress.

Throughout the program, participants will be encouraged to complete practical educational assignments, organize financial information, ask questions, and measure their progress.

We want you to develop a clearer understanding of your financial position and leave with tools you can continue using.

MEET YOUR INSTRUCTORS

SUNSET MONAE

Entrepreneur, media personality, and financial education presenter.

MANSA MAHATHA

Financial educator and entrepreneur focused on consumer rights, contracts, equitable principles, and financial education.

Together, Sunset and Mansa will bring their educational perspectives into one interactive learning experience.

💵 YOUR INVESTMENT: ONLY $100!

ONE-TIME PAYMENT — NO MONTHLY SUBSCRIPTION

That’s approximately $33.33 per month over three months, but you pay only once!

Your $100 enrollment provides access to the full educational challenge, weekly sessions, digital learning materials, and class replays.

No additional replay purchase is required.

IMPORTANT DATES

OCTOBER 23, 2026

FREE Introductory Zoom Webinar
9:00 PM – 10:30 PM Eastern Time
Meet your instructors and discover what the challenge will cover.

NOVEMBER 14, 2026

Official ZERO TO HERO 90-Day Execution Challenge Begins
100% Online via Zoom
Weekly live sessions and replays included.

🚨 ARE YOU READY TO GO FROM ZERO TO HERO?

You don’t need to be wealthy to begin learning about your finances.

You don’t need perfect credit.

You don’t need to know everything about contracts or consumer protection laws.

YOU JUST NEED TO BE WILLING TO LEARN, PARTICIPATE, AND TAKE ACTION!

🔥 90 DAYS OF EDUCATION.

🔥 90 DAYS OF ACCOUNTABILITY.

🔥 90 DAYS OF BUILDING A STRONGER FOUNDATION.

ENROLL TODAY FOR $100!

SAME PEOPLE. DIFFERENT RESULTS. IT STARTS WITH YOU!

EDUCATE. EXECUTE. ELEVATE.

Important: ZERO TO HERO provides general financial and consumer-rights education. Enrollment does not include individualized credit repair, legal representation, tax advice, or investment advice. No credit deletion, credit-score increase, loan approval, damages award, or financial recovery is promised or guaranteed. Program access, cancellation, and refund terms will be disclosed before purchase.